HOW IT WORKS

MONITOR — MANAGE — REPORT

 

 


THE WORKFLOW


ASSIGN CHECKLISTS

Institutions define checklist libraries for common policies and products, pinpointing the exact items that will be tracked.

Assign and adapt checklists from the library for each loan, customer, collateral item, policy, and more. Once assigned, a checklist keeps track of every required line item for the life of the loan.

Assign_Checklists

CREATE SPECIFIC CHECKLISTS FOR

  • Loan Documentation
  • Financial Statements
  • Tax Returns
  • Insurance
  • Collateral Appraisals
  • UCCs
  • Customers
  • Loans
  • Collateral
  • Policy Exceptions
  • Functional Processes
  • And More…

Access information across your portfolio and proactively manage all your checklists and ticklers from the interactive dashboard/reminder screen.


MONITOR ACTIVITY WITH REMINDERS AND TICKLERS

Straight-forward and intuitive interactive dashboard streamlines daily tasks.

Individual officers can access and address all of their open checklist items, taking immediate action to receive or waive an item, attach documents, and make comments.

Monitor Activity

DASHBOARD FUNCTIONALITY

  • Filter and sort by Officer or Category
  • Clear or change item status
  • Pop-up custom screens for line items
  • Automatically document changes and activity
  • Create next occurrence of recurring checklist items

UPDATE FROM CORE

Update loan, borrower, and account information nightly from core, ensuring the current status is displayed

 

PULL INFO FROM FISCAL

Information from our companion product FISCAL can be pulled into ExceptionComplete, showing accurate ratio calculations and more.

The single platform approach lets the institution see the borrower’s compliance status as a whole. Breaches of covenant are easily seen, and can be addressed from within the system through the letters module.


NOTIFY BORROWERS VIA LETTERS AND EMAILS

Items Coming Due — Items Past Due

ExceptionComplete easily generates letters and emails to request items coming due or missing, or to alert borrowers of breaches of financial covenants.

ENCOURAGE COMPLIANCE

  • Send letters, emails, or both
  • Multiple line items on one notification

RECORD ACTIVITY

  • Automatic history of notifications sent
  • See activity in both customers and line item records

PERSONALIZE COMMUNICATION

  • Various templates for specific messaging
  • Officer signature, name greeting
email content

Promote continued compliance with the stated loan terms and your policies through systematic, timely, and accurate notifications.


ACTIONABLE REPORTS

Reduce the time and effort of pulling information from separate sources.  Easily produce clean and understandable reports, sharing the relevant information with officers, management, and examiners.

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REPORTS

  • Summary Exceptions
  • Policy Exceptions
  • Required Items
  • Indirect Liability
  • Portfolio Concentrations/li>
  • Detailed Exceptions
  • Covenant Compliance
  • Related Party Exposure

REPORTING EXTRAS

  • Embedable custom reports
  • Role-based user access
  • Export to PDF, Word, etc.
  • Filters
  • Cross-departmental viewing

DEMONSTRATE STRONG AND CONSISTENT OVERSIGHT

FEATURES