ExceptionComplete automatically tracks and reports the TOTAL liabilities (direct and indirect) attributed to borrowers and guarantors. Nightly updates from the core system ensure that account balances, loan balances, and customer information are accurate. Avoid over-reliance on guarantors, possibly jeopardizing multiple loans and putting an institution at risk.
Current loans and balances - Risk Levels - Guarantee Limits
Amounts of Credit Relationships - Types of Credit Relationships
ExceptionComplete automatically logs every record change, providing an actionable audit trail that cannot be modified.
Change date • User • Field changed • Old value • New value
ExceptionComplete also keeps a record of Notification Letters and Emails, including the date sent and a list of the line items included in each notification.
ExceptionComplete contains all the information needed to effectively monitor and manage the portfolio. Customer information, including accounts balances and contact details, is updated nightly from your core/host system. Relationship information is accurate and easy to access.
Transfer data for customers, loans, collateral, deposit accounts, and guarantor relationships. Scheduled updates refresh data in FISCAL and ExceptionComplete with current host/core information.
Importing customer data from your core system ensures data integrity and accuracy. Reducing or eliminating manual data entry saves valuable time and keeps your resources focused on the analysis and assessment of the data.